Block Insurance

Ian Gibbs Estate Management is an appointed representative of Clear Insurance Management Ltd.

As one of the UK’s top chartered insurance brokers, Clear provide specialist advice on all classes of residential block cover including property, communal contents, terrorism, employer’s liability, public liability, engineering and Directors and Officers policies.

Insurance is often the most important and expensive item of service charge expenditure and falls to the freeholder, managing agent or residents management company to secure each year. Your lease will specify who should arrange the insurance cover for your block.

Via Clear, a comprehensive package of insurance for all types of developments can be arranged for clients of Ian Gibbs Estate Management Ltd. In the event of a claim, Clear will be on hand to manage the process through to final settlement and ensure the minimum disruption to you via their claims helpline, delegated claims authority and using independent loss adjusters.

If you would like a quotation for your block, please do not hesitate to get in contact via

For more information on Clear Insurance Management Ltd visit

Retirement Block Management

Ian Gibbs Estate Management currently manages a number of retirement blocks for the over 55’s in our local area. We are members of the Association of Retirement Housing Managers (ARHM) and adhere to their code of practice. All our sites have a house manager and emergency call services for vulnerable residents. We offer a localised approach to the management of retirement developments, believing that our relatively small yet dedicated team of staff can work in conjunction with the on-site house manager and residents to create a positive living environment.

Major Works Supervision

Where a landlord proposes to carry out works of repair, maintenance or improvement which would cost an individual service charge payer more than £250, he must, before proceeding, formally consult all those expected to contribute to the cost (under Section 20 of Landlord and Tenant Act 1985). This has the dual effect of giving notice of his intentions to the leaseholders and seeking their view on the proposed works.

Advance planning is essential to ensure that sufficient funds are available to meet the costs of the works. Ian Gibbs Estate Management is experienced in setting the correct amount to collect in reserve for major works so that leaseholders do not get any nasty surprises.

Ian Gibbs Estate Management will draw up the specification of works (alongside an in-house or external surveyor if required) and then undertake the Section 20 Consultation Process which requires that a notice of intention and estimates are sent and that leaseholders can nominate contractors. We will also inspect the works prior, during and upon completion to ensure that the specification is being met.

Ground Rent Collection

Ian Gibbs Estate Management provides ground rent collection services for both developers and property portfolio owners. These include:

  • Issue of correctly formatted demands
  • Collection, banking and transfer of ground rents
  • Chasing arrears
  • Taking action for non-payment via specialist debt collection solicitors
  • Managing rent reviews
  • Provision of appropriate insurance if required


If you would like to discuss the management of your residential block, please email us at or call us on 020 8370 4810. We look forward to hearing from you.